GoalsGetter | About Smart

About Smart

Smart (Smartshares Limited) has been helping New Zealanders invest for 30 years, launching the country's first exchange-traded fund in 1996. It is wholly owned by NZX which has operated New Zealand's capital markets for more than 150 years. Smart is led by Chief Executive Lisa Turnbull and Chief Investment Officer Stuart Millar.

Smart believes long-term investment outcomes are driven primarily by strategic asset allocation, broad diversification and disciplined portfolio management. Smart uses index-tracking strategies across portfolios because it believes markets are generally efficient and that broad market exposure can be an effective and cost-efficient way to invest. Where specialist expertise is expected to add value, Smart complements index strategies with active management.

Summary of the Smart funds available in the GoalsGetter KiwiSaver Scheme

GoalsGetter Smart High Growth Fund

This is a core diversified high growth fund for investors with a long investment horizon and a high tolerance for risk. It provides broad exposure across international and Australasian equities, listed property and infrastructure. Its predominantly index-tracking implementation means returns are expected to be driven mainly by strategic asset allocation and market performance.
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GoalsGetter Smart Balanced Fund

This is a core diversified balanced fund for investors with a medium to long investment horizon and a moderate tolerance for risk. It combines broad growth-asset exposure with diversified cash and fixed-interest allocations and may be suitable as a central portfolio holding.
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Smart’s Investment Philosophy

Long-Term Investing: Smart believes successful investing is built on staying invested over the long term. Rather than focusing on short-term market movements, their approach is designed to help investors participate in market growth over time.

Diversification: Smart views diversification as one of the most effective tools for managing risk. Their portfolios provide exposure across a range of asset classes, sectors and global markets to help smooth the investment journey.

Index Investing: At the core of Smart's approach is the use of index-tracking investments, reflecting their belief that broad market exposure can be an effective and cost-effective way to build wealth.

Asset Allocation: Smart considers asset allocation to be a key driver of long-term investment outcomes. Their investment strategies are built around carefully designed portfolio allocations tailored to different investor risk profiles and goals.

Disciplined Approach: Smart maintains portfolios through a structured rebalancing process, helping investors stay aligned with their long-term strategy. While long-term strategic asset allocation remains the anchor, decisions are informed by research, market conditions and risk considerations.

Why invest with Smart?

30 years of investment experience

Smart has been helping New Zealanders invest since 1996, when it launched New Zealand’s first exchange-traded fund (ETF). Today, Smart manages more than $18 billion on behalf of over 250,000 investors.

An NZX company

Smart is wholly owned by NZX, which has operated New Zealand’s capital markets for more than 150 years. Smart combines investment expertise with the strength, oversight and stability of New Zealand's licensed exchange operator. Smart’s robust governance framework, external supervision and institutional-grade operational controls are designed to protect investors' interests.

A disciplined, long-term approach

Smart’s approach is built around three investment principles backed by decades of evidence – time in the market, diversification and the keeping fees low so that more of your money stays invested. Portfolios are carefully constructed and regularly rebalanced to keep them aligned with their investment strategy.

Diversified by design

Smart uses index-tracking strategies to provide broad, cost-efficient exposure to markets, complemented by specialist active management where it believes additional expertise can add value. This gives investors access to a wide range of investments, markets and investment expertise within a diversified portfolio.

This summary is provided for general information purposes only. The information provided is not intended to be financial advice. The information provided is given in good faith and has been prepared from sources believed to be accurate and complete as at the date of issue, but such information may be subject to change. Amova Asset Management New Zealand Limited is the manager of the GoalsGetter KiwiSaver Scheme. A copy of the Product Disclosure Statements for the GoalsGetter KiwiSaver Scheme are available here.

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