--- title: Options for investing a bucket of cash | GoalsGetter description: For people who want to grow their savings, given the worldwide economic slowdown and low-interest rates, currently, there's not much of an incentive. image: https://www.goalsgetter.co.nz/hubfs/iStock-1280155654%20(1)-1.jpg --- [![Goals Getter Logo](https://www.goalsgetter.co.nz/hs-fs/hubfs/goals-getter-new.png?width=222&height=44&name=goals-getter-new.png "Goals Getter Logo")](https://www.goalsgetter.co.nz) [My account ](https://app.goalsgetter.co.nz/#/dashboard) [My account ](https://app.goalsgetter.co.nz/#/dashboard) [![002265 GoalsGetter Amovo Logo Stacked White](https://www.goalsgetter.co.nz/hubfs/002265%20GoalsGetter%20Amovo%20Logo%20Stacked%20White.svg "002265 GoalsGetter Amovo Logo Stacked White")](https://www.goalsgetter.co.nz) [ Info Centre ](https://www.goalsgetter.co.nz/info-centre) ![Financial planning family mother father and children with piggy Bank at home](https://www.goalsgetter.co.nz/hs-fs/hubfs/iStock-1280155654%20(1).jpg?width=754&name=iStock-1280155654%20(1).jpg) [Amova NZ](https://www.goalsgetter.co.nz/info-centre/author/nikko-am-nz) 23 Aug 2019 [ Share ](http://www.linkedin.com/shareArticle?mini=true&url=https://www.goalsgetter.co.nz/info-centre/options-for-investing-a-bucket-of-cash&utm_medium=social&utm_source=linkedin) # Options for investing a bucket of cash Newshub, Priscilla Dickinson, 23 August 2019 For people who want to grow their savings, given the worldwide economic slowdown and low-interest rates, currently, there's not much of an incentive. Short of stowing cash under the mattress, should serious savers grin and bear current interest rates of around 2 to 3 percent, or chase higher returns in the hope for an economic rebound? Short of stowing cash under the mattress, should serious savers grin and bear current interest rates of around 2 to 3 percent, or chase higher returns in the hope for an economic rebound? The answer lies in risk and return: how much risk you're prepared to take for a potentially higher return in future. Leighton Roberts, co-founder of online investment platform Sharesies said that around 72 percent of Kiwis use savings accounts and term deposits as their primary place to hold investments and will be concerned to see their rate of return drop. "In a low-interest environment, investing your money is likely to give you the best bet at growing your wealth. "But it's also important to remember that no matter what you do with your money, having a regular saving and investing habit will put you in good stead," Roberts said. [Read more.](https://www.newshub.co.nz/home/money/2019/08/options-for-investing-a-bucket-of-cash.html) Nikko Asset Management New Zealand Limited (Company No. 606057, FSP22562) is the licensed Investment Manager of Nikko AM NZ Investment Scheme, Nikko AM NZ Wholesale Investment Scheme and the Nikko AM KiwiSaver Scheme. This material has been prepared without taking into account a potential investor’s objectives, financial situation or needs and is not intended to constitute personal financial advice, and must not be relied on as such. The Product Disclosure Statements are available on our website: [https://www.nikkoam.co.nz./invest/retail.](https://www.nikkoam.co.nz./invest/retail) ![The GoalsGetter Guide to Managed Funds](https://www.goalsgetter.co.nz/hubfs/Images/CTAs/Sprint%201%20CTA%20eBook/gg_sprint_1_ebook_2_bubble.png) ### The GoalsGetter Guide to Managed Funds Get our free guide to help you understand the basics of investing in Managed Funds. [![Get the guide now](https://no-cache.hubspot.com/cta/default/8746787/4f70c6cf-9706-416c-b7e8-7596f81aeeb6.png)](https://cta-redirect.hubspot.com/cta/redirect/8746787/4f70c6cf-9706-416c-b7e8-7596f81aeeb6) ## Get in the know with investing #### Read the latest articles from our Info Centre and stay in the know with our monthly updates. [![Sign up for monthly updates](https://no-cache.hubspot.com/cta/default/8746787/fc3fae9c-3e59-455e-bd33-09885e7a7a3a.png)](https://cta-redirect.hubspot.com/cta/redirect/8746787/fc3fae9c-3e59-455e-bd33-09885e7a7a3a) [![Matt featured image](https://www.goalsgetter.co.nz/hs-fs/hubfs/1.%20IMAGES/AMOVA%20BLOGS/Info%20Centre/Featured%20Image/Matt%20featured%20image.png?width=362&name=Matt%20featured%20image.png) ](https://www.goalsgetter.co.nz/info-centre/our-view-on-the-upcoming-july-2026-ocr-announcement) #### [Our view on the upcoming July 2026 OCR announcement](https://www.goalsgetter.co.nz/info-centre/our-view-on-the-upcoming-july-2026-ocr-announcement) With the Reserve Bank set to review the Official Cash Rate (OCR) this week, what can investors... [ Watch ](https://www.goalsgetter.co.nz/info-centre/our-view-on-the-upcoming-july-2026-ocr-announcement) [![Tim Info Center](https://www.goalsgetter.co.nz/hs-fs/hubfs/1.%20IMAGES/AMOVA%20BLOGS/Info%20Centre/Featured%20Image/Tim%20Info%20Center.png?width=362&name=Tim%20Info%20Center.png) ](https://www.goalsgetter.co.nz/info-centre/vista-group-a-cloud-transition-worth-watching) #### [Vista Group: A cloud transition worth watching](https://www.goalsgetter.co.nz/info-centre/vista-group-a-cloud-transition-worth-watching) In this Investment Insights spotlight, Tim O'Loan discusses Vista Group, the New Zealand-founded... [ Watch ](https://www.goalsgetter.co.nz/info-centre/vista-group-a-cloud-transition-worth-watching) [![City Featured image](https://www.goalsgetter.co.nz/hs-fs/hubfs/1.%20IMAGES/AMOVA%20BLOGS/Monthly%20Market%20Update%20Images/City%20Featured%20image.png?width=362&name=City%20Featured%20image.png) ](https://www.goalsgetter.co.nz/info-centre/goalsgetter-monthly-commentary-may-26) #### [GoalsGetter Monthly Commentary May 2026](https://www.goalsgetter.co.nz/info-centre/goalsgetter-monthly-commentary-may-26) Following a very strong April, global equity markets remained constructive in May on anticipation... [ Read ](https://www.goalsgetter.co.nz/info-centre/goalsgetter-monthly-commentary-may-26) [ More articles ](https://www.goalsgetter.co.nz/info-centre) [![Goals Getter Logo](https://www.goalsgetter.co.nz/hubfs/Branding/Brand%20logos/gg-logo.svg "Goals Getter Logo")](https://www.goalsgetter.co.nz/) [![Amova Logo](https://www.goalsgetter.co.nz/hs-fs/hubfs/Amova%20Logo.png?width=190&height=43&name=Amova%20Logo.png "Amova Logo")](https://www.nikkoam.co.nz/) [![goals-getter-new](https://www.goalsgetter.co.nz/hs-fs/hubfs/goals-getter-new.png?width=200&height=40&name=goals-getter-new.png "goals-getter-new")](https://www.goalsgetter.co.nz) © 2025 Amova Asset Management Limited - All Rights Reserved ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amova NZ", "url" : "https://www.goalsgetter.co.nz/info-centre/author/nikko-am-nz" }, "dateModified" : "2021-11-29T17:01:21.943Z", "datePublished" : "2019-08-22T12:00:00.000Z", "headline" : "Options for investing a bucket of cash | GoalsGetter", "image" : [ "https://www.goalsgetter.co.nz/hubfs/iStock-1280155654%20(1)-1.jpg" ], "mainEntityOfPage" : { "@id" : "https://www.goalsgetter.co.nz/info-centre/options-for-investing-a-bucket-of-cash", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.goalsgetter.co.nz/hubfs/002265%20GoalsGetter%20Amovo%20Logo%20Stacked%20Positive.png" }, "name" : "Amova Asset Management New Zealand Limited" } } ```