Commentary

As of 30 November 2025

Market Overview

− The MSCI All Countries World Index returned -0.03% (100% gross hedged to NZD) in November.

− The decline was driven largely by mega cap information technology stocks, which

are now among the largest constituents in the index.

− November was characterised by a broader shift in investor sentiment. Investors sought defensive plays amid rising uncertainty and a pullback in technology shares, with healthcare, consumer staples and financials outperforming the more growth-oriented sectors.

Fund Highlights

− The fund returned -1.32% for the month, underperforming the benchmark which returned -0.03%.

− Positive contributors to performance included Genpact Limited, Samsonite Group S.A and Broadcom Inc.

− Not owning Alphabet Inc. (owner of Google) was the largest detractor from performance as the company’s launch of Gemini 3, Alphabet’s advanced AI model, and growing adoption of its TPU chips reinforced its leadership in AI infrastructure.

− Negative contributors to performance included Oracle Corporation, Tencent Music Entertainment Group and Rakuten Bank, Ltd.

Performance

GoalsGetter Amova Global Shares Fund
Open Close

Performance

at 30 November 2025
One month Three months One year Three years (p.a) Five years (p.a)
Fund performance1 -1.03% 0.77% 11.57% 18.67% 13.08%
Appropriate Market Index (AMI)2 -0.26% 8.88% 21.81% 21.80% 16.60%
  1. Returns are before tax and after the deduction of fees and expenses and including tax credits (if any).
  2. AMI:MSCI ACWI, with net dividends reinvested unhedged in NZD.

5 year cumulative performance $10,000 invested

Top 10 Holdings

Security Name Percentage
Microsoft Corp 6.48%
Nvidia Corp 6.30%
Amazon Com Inc 5.44%
Broadcom Corp Com 4.46%
Sony Corp Y50 3.39%
Netflix Inc 2.90%
HDFC Bank Ltd 2.79%
Intesa Sanpaolo Spa 2.78%
Coca-Cola Europacific Partners 2.77%
Amphenol Corp Cl A 2.60%